Category Archives: HIV Finance

Positive Finance – HIV Finance News 2 – HIV Life Insurance, HIV Income Protection, HIV Critical Illness Cover …

Positive Finance, The UK’s online HIV Finance Magazine have recently been looking HIV Friendly Insurance Companies and discovered this article at the Unusual Risks Blog. Is there such a thing as a HIV Friendly Insurance Company? “My product research list very much tells a story of HIV “friendly” and HIV “unfriendly” insurers. I have all […]

Positive Finance – HIV Finance News 1 – HIV Life Insurance, HIV Income Protection, HIV Critical Illness Cover …

Positive Finance, The UK’s online HIV Finance Magazine have recently been looking at the availability of life insurance for HIV Positive people and discovered this article at the Unusual Risks Blog. According to Unusual Risks ‘Only 37% of HIV Positive People Have Life Insurance‘. “Unusual Risks, the Specialist Life Insurance Advisers to the HIV Community, […]

HIV LIFE INSURANCE & MULTIPLE MEDICAL CONDITIONS (Co-Risk Life Insurance)

HIV & MEDICAL CONDITIONS (Co-Risk Life Insurance) “Things Have Changed – Part Nine” … Commentary by Chris Morgan What to do if your declined for Life Insurance and have multiple medical conditions? Many people will be aware that I’ve been consulting with the Life Insurance Industry regarding HIV related matters since 2005. During this last […]

HIV LIFE INSURANCE & HIV LIFE ASSURANCE – HIV & HEPATITIS B

HIV & Hepatitis B What if I was declined for Life Insurance cover years ago because of HIV & Hepatitis B? “Things Have Changed – Part Seven” … Commentary by Chris Morgan Over the last two decades the group of people that have been declined for Life Insurance, more than any group of people – […]

Press Release: ‘HIV Life Assurance Survey 2022 – Increased Cover For Existing Policy Holders Through Unusual Risks’ …

Our Sponsors Unusual Risks, financial advisers to the HIV Community are today announcing part two of the results of their HIV Life Insurance Survey. During the last two years they increased the sums assured of existing clients by 112%, where they preferred to increase their cover instead of taking a 40% premium reduction. The new […]

HIV LIFE INSURANCE & HIV LIFE ASSURANCE – Hepatitis B & Hepatitis C

HIV & Hepatitis “Things Have Changed – Part Five” … Commentary by Chris Morgan What if I was declined for Life Insurance cover years ago because of HIV & Hepatitis? As a result of our “Things Have Changed” campaign we are getting more and more people coming back to us who were declined for Life […]

HIV LIFE INSURANCE & HIV LIFE ASSURANCE – Tuberculosis, Pneumonia, Anaemia and other medical conditions.

HIV & Medical Conditions “Things Have Changed – Part Four” … Commentary by Chris Morgan Where Can I find the best Life Insurance Cover if I’m Living With HIV? One of the key parts of my job is to research and appraise the market on a regular basis and for the last 13 years, since […]

HIV LIFE INSURANCE & HIV LIFE ASSURANCE – Hepatitis B & Hepatitis C

HIV & Hepatitis “Things Have Changed – Part Three” … Commentary by Chris Morgan What can I do if I’m Living With HIV and have been declined for Life Insurance before? Throughout my career I have met literally hundreds of people living with HIV, who have been declined for Life Insurance by either their High […]

HIV LIFE INSURANCE & HIV LIFE ASSURANCE – Syphilis & STI’s & Other Medical Conditions

HIV & Syphilis “Things Have Changed – Part Two” … Commentary by Chris Morgan How can people living with HIV find the fairest premiums and terms for their Life Insurance? During the last 13 years there have been many changes to the pricing and terms offered to people living with HIV for their Life Insurance. […]

Press Release: “HIV Life Insurance Survey 2022 – Premium Reductions For Existing Policy Holders Through Unusual Risks”

News From Our Friends at Unusual Risks … Our sponsors Unusual Risks, financial advisers to the HIV Community have recently announcing part one of the results of their HIV Life Insurance Survey. During the last two years they have saved existing HIV Life Insurance policy holders an average of 40% on their premiums. This is […]