In the first of a new series of mini articles our sponsors lead financial adviser, Chris Morgan shares some of the themes that have been emerging since the introduction of HIV Life Insurance and HIV Life Assurance products in the UK …
Where Can I Find HIV Life Assurance or HIV Life Insurance?
When I started campaigning on HIV issues more than 15 years ago, it was my dream that people living with HIV would be able to access Life Assurance and Mortgage products in the same way as any other community and that they would not feel excluded or discriminated against.
Things have changed so much recently that we’ve been getting many enquiries for Life Insurance and Life Assurance from people who are being offered Insurance by their own bank. People are coming to us after being offered Life Insurance or Life Assurance by there bank and being asked questions about their health status.
Times have changed dramatically in a relatively short space of time on these issues, which has meant that people living with HIV are now facing new challenges when interacting with their bank. We are receiving calls every single week from people not wishing to answer questions from their bank.
If you are asked about your HIV status by your bank when taking a Mortgage or Insurance and you are not comfortable with sharing this information then you should seek independent financial advice. Unusual Risks are specialists at finding Life Assurance and Mortgages for people living with HIV.
If you require more information on HIV Life Assurance, HIV Life Insurance and HIV Mortgages or Hepatitis C Life Assurance, Hepatitis C Life Insurance and Hepatitis C Mortgages you can contact our sponsors Unusual Risks Mortgage & Insurance Services on 0845 474 3075, or email at Enquiries@unusualrisks.co.uk or on the web at http://www.unusualrisks.co.uk/