HIV Life Assurance and HIV Life Insurance …

By chris | Published: May 27, 2013

From our sponsors … Unusual Risks have enjoyed widespread national press coverage of their latest HIV Life Assurance and HIV Life Insurance campaign.

Awareness within the HIV community towards HIV Life Assurance ad HIV Life Insurance is now at 78%, which is a huge jump from last year where this  figure was only 20%.

Follow these links to read national press coverage …

In FT Adviser …  http://www.ftadviser.com/2013/05/08/insurance/health-and-protection/more-awareness-of-life-assurance-for-hiv-data-ep7TkZ3n0QpCdfASuhggFK/article.html

Money Marketing … http://www.moneymarketing.co.uk/protection/hiv-sufferers-more-aware-of-life-insurance-options/1070744.article

Cover Magazine … http://www.covermagazine.co.uk/cover/news/2266399/hiv-life-cover-entering-the-mainstream

Health Insurance Magazine … http://www.hi-mag.com/health-insurance/product-area/life-critical-illness/article422216.ece

If you require more information on HIV Life Assurance, HIV Life Insurance or Hepatitis C Life Assurance, Hepatitis C Life Insurance you can contact our sponsors Unusual Risks Mortgage & Insurance Services on 0845 474 3075, or email at Enquiries@unusualrisks.co.uk or on the web at http://www.unusualrisks.co.uk/

Cryonics and Insurance …

By chris | Published: May 24, 2013

From our sponsors … Unusual Risks are independent insurance advisers for people with pre-existing medical conditions or in unusual circumstances. We offer financial advice without fear of discrimination, attention to colour, creed, sexuality, health status or personal beliefs.

We regularly offer independent financial advice to people looking for Whole of Life Assurance for the purpose of funding Cryonics and have many existing UK clients for whom we have arranged Life Assurance or Life Insurance to run alongside their Cryonics Funding Agreement.

Currently we have clients who are members Cryonics UK, Alcor Life Extension Foundation and Cryonics Institute and have advised them on their insurance requirements for Cryopreservation Services.

New Cryonics Members …

We are experienced at arranging new Life Assurance policies for the purpose of funding Cryonics.

Our financial advisers will not only assist you in finding the right insurance policy from the whole market for your requirements, but will help you to complete essential trust documentation free of charge.

They will also help you to consider the effects of inflation on your future planning and select the most appropriate levels of insurance cover to meet your long term Cryonics needs.

Existing Cryonics Members …

We have experience of helping long standing Cryonics members assess their existing Life Insurance policies.

Our financial advisers are able to help you to assess your current insurance resources and advise you on bridging any potential shortfall you may have in your current planning from the whole of the insurance market.

We have expert knowledge that could help you to assess the effects of inflation on your existing policies and help you find solutions to meet your long term Cryonics needs.

Click here for our useful Cryonics and Insurance Fact Sheet

http://www.unusualrisks.co.uk/cryonicsinsurance.html

If you require more information on Cryonics and Insurance you can contact our sponsors Unusual Risks Mortgage & Insurance Services on 0845 474 3075, or email at Enquiries@unusualrisks.co.uk or on the web at http://www.unusualrisks.co.uk/ 

Hepatitis C and Finance – Life Assurance and Life Insurance

By chris | Published: May 13, 2013

Our friends at Unusual Risks have recently been featured in the Hepatitis C Trust Spring Newsletter. See page 21 for a special Hepatitis C and Finance feature …

 www.hepctrust.org.uk/newsletterspring2013

They have also recieved widespread national press for their Hepatitis C and finance research. Here are some links about Hepatitis C Life Assurance, Hepatitis C Life Insurance and Hepatitis C Mortgages.

FT Adviser …

http://www.ftadviser.com/2013/04/10/insurance/hepatitis-c-sufferers-are-put-off-buying-products-Ms5h1lQrMS6klrRTIwtDIP/article.html

Mortgage Solutions …

http://www.mortgagesolutions.co.uk/mortgage-solutions/news/2259950/hepatitis-c-sufferers-struggle-to-get-mortgages

Cover Magazine …

http://www.covermagazine.co.uk/cover/news/2259855/hepatitis-c-sufferers-struggle-to-get-insurance-and-mortgages

If you require more information on HIV Life Assurance, HIV Life Insurance or Hepatitis C Life Assurance, Hepatitis C Life Insurance you can contact our sponsors Unusual Risks Mortgage & Insurance Services on 0845 474 3075, or email at Enquiries@unusualrisks.co.uk or on the web at http://www.unusualrisks.co.uk/ 

Depression and Insurance …

By chris | Published: April 22, 2013

Although our friends Unusual Risks are best known for their industry changing work around HIV Life Assurance and HIV Life Insurance, they also provide many other valuable insurance services for people living with a wide range pre-existing medical conditions such as depression.

Chris Morgan … Lead Financial Adviser Says …

“Unusual Risks are specialists at finding insurance cover for people living with pre-existing medical conditions. We offer financial advice to people living with HIV, Hepatitis C, Depression, Diabetes, High Cholesterol, Heart Conditions, Cancer, along with a number of other medical conditions”.

Unusual Risks have extensive experience at finding Life Assurance, Life Insurance, Income Protection and Critical Illness for people living with pre-existing medical conditions. Our new depression and insurance factsheet was launched during Depression Awareness Week 2013 and is available by contacting us using the details below.

If you require more information on depression and Insurance or any other pre-existing medical condition you can contact our sponsors Unusual Risks Mortgage & Insurance Services on 0845 474 3075, or by email at Enquiries@unusualrisks.co.uk or on the web at http://www.unusualrisks.co.uk/ 

Hepatitis C and Finance … Mortgages and Life Insurance

By chris | Published: April 15, 2013

“90% of Hepatitis C sufferers have not tried to get financial products due to their diagnosis!” …

Unusual Risks the medical financial advisers have today published the results of their latest research into the financial needs of people living with Hepatitis C. In their recent survey they established that 90% of Hep C people have not tried to get financial services due to their diagnosis.

In the same survey it was also established that 10% of respondents had found it difficult to obtain Mortgage and Insurance products due to their diagnosis. This is the first time that any research has been conducted within the Hepatitis C community in relation to their financial needs.

Life Assurance and Mortgages have been available to people living with Hepatitis C for some time, however, they can sometimes prove to be difficult to obtain due to additional medical requirements, or due to product providers being insensitive towards their financial needs.

Chris Morgan has been at the forefront of offering Life Assurance and Mortgages to the Gay and HIV communities for the last fifteen years and is constantly working to secure better terms and premiums on behalf of his existing clients and their families.

He has recently introduced services for people living with Hepatitis C to run alongside the existing services that he already offers to people living with HIV. The aim is to use all of his knowledge and experience to help people who are living with Hepatitis C to secure their financial future.

If you require more information on HIV Life Assurance, HIV Life Insurance or Hepatitis C Life Assurance, Hepatitis C Life Insurance you can contact our sponsors Unusual Risks Mortgage & Insurance Services on 0845 474 3075, or email at Enquiries@unusualrisks.co.uk or on the web at http://www.unusualrisks.co.uk/ 

National Press For HIV Life Assurance and HIV Life Insurance …

By chris | Published: April 8, 2013

Here’s the latest press coverage for HIV Life Assurance and HIV Life Insurance in Money Marketing Newspaper …

“Unusual Risks marketing manager Chris Morgan has urged people diagnosed as HIV+ to check the terms and conditions of their protection contracts before cancelling them as they may still be covered”.

“Morgan’s warning comes after research carried out by the specialist medical financial adviser which shows around 76 per cent of people who are HIV+ cancel a protection insurance policy following their diagnosis”.

Read the full story by clicking here …

http://www.moneymarketing.co.uk/protection/people-with-hiv-urged-to-check-tcs-before-cancelling-protection/1065400.article

If you require more information on HIV Life Assurance, HIV Life Insurance or Hepatitis C Life Assurance, Hepatitis C Life Insurance or would like to subscribe to our sponsors “FREE NEWSLETTER”  you can contact our sponsors Unusual Risks Mortgage & Insurance Services on 0845 474 3075, or email at Enquiries@unusualrisks.co.uk or on the web at http://www.unusualrisks.co.uk/ 

Medical Financial Advisers …

By chris | Published: February 26, 2013

Although our sponsors Unusual Risks are best known for their industry changing work around HIV Life Assurance and HIV Life Insurance, they do provide many other valuable sevices for people with a wide range  pre-existing medical conditions

Did you know? …

Over the last twelve months they have arranged Insurance products for people living with HIV, Hepatitis C and other a host of other pre-existing medical conditions such as Depression, Anxiety, Stress, Diabetes and Heart Conditions.

They are also specialist Mortgage and Insurance Advisers, with expert knowledge to  help you find the best possible financial products for your property needs. 

If you require more information on HIV Life Assurance, HIV Life Insurance & HIV Mortgages or any other pre existing medical condition and would like to subscribe to our sponsors “FREE NEWSLETTER”  you can contact Unusual Risks Mortgage & Insurance Services on 0845 474 3075, or email at Enquiries@unusualrisks.co.uk or on the web at http://www.unusualrisks.co.uk/ 

76% of HIV+ people cancel an insurance contract following their diagnosis…

By chris | Published: February 18, 2013

Our Sponsors … Unusual Risks the medical financial advisers have today published the results of their latest research into the insurance needs of HIV Positive people. They have recently established that 76% of HIV+ people cancel an insurance contract following their diagnosis.

Their recent survey asked searching questions about the insurance needs of HIV+ people and in particular the terms and conditions around Life Assurance, Life Insurance, Income Protection, Critical Illness and Private Medical Insurance that are directed towards the HIV community.

During the survey it was established that each person responding to the survey had on average surrendered or cancelled almost two financial products and it was also established that 50%* of respondents had surrendered their Life Assurance or Life Insurance plans, even though they were likely to have been covered for HIV.

If you require more information on HIV Life Assurance, HIV Life Insurance & HIV Mortgages or would like to subscribe to our sponsors “FREE NEWSLETTER” you can contact Unusual Risks Mortgage & Insurance Services on 0845 474 3075, or email at Enquiries@unusualrisks.co.uk or on the web at http://www.unusualrisks.co.uk/

Hepatitis C Life Assurance and Hepatitis C Life Insurance …

By chris | Published: January 28, 2013

Our Sponsors … Unusual Risks have recently launched their Hepatitis C Life Assurance Service* …

Here’s a case example from Unusual Risks ….

We were recently approached by Teresa who had been trying to get Life Insurance to cover her mortgage through an insurance company recommended by her bank. Three months after her initial enquiry the company finally came back to her with a premium of £70.13 per month for £30,000 of Life Assurance.

Teresa had been diagnosed with hepatitis C back in 1997, which was treated and cleared in 1999. Because her diagnosis and treatment was so far in the distant past, she felt that the premium the first company offered was unfair. On researching her case we were able to find her £30,000 of Mortgage Life Assurance at a final premium of £22.86 Per Month.

Free Hep C Life Assurance PDF Fact Sheets are now available from Unusual Risks for  all Hepatitis C Support Groups, Health Workers, Helplines and Charities …

*Currently at this moment in time we are unable to arrange Life Assurance for people who are living with both HIV and Hepatitis. We are constantly working to improve this situation and will announce any developments as they happen through our website and blog.

If you require more information on HIV or Hep C Life Assurance, HIV or Hep C Life Insurance & HIV or Hep C Mortgages or would like to subscribe to our sponsors “FREE NEWSLETTER” you can contact Unusual Risks Mortgage & Insurance Services on 0845 474 3075, or email at Enquiries@unusualrisks.co.uk or on the web at http://www.unusualrisks.co.uk/ 

HIV Life Assurance & HIV Life Insurance …

By chris | Published: December 24, 2012

Our Sponsors … Unusual Risks regularly conduct research into the financial needs of the HIV community …

In recent surveys it was established that 82% of HIV positive people currently have no Life Assurance and only 20% of HIV Positive people are even aware that Life Assurance is even available to them.

If you require more information on HIV Life Assurance, HIV Life Insurance & HIV Mortgages or would like to subscribe to our sponsors “FREE NEWSLETTER” you can contact Unusual Risks Mortgage & Insurance Services on 0845 474 3075, or email at Enquiries@unusualrisks.co.uk or on the web at http://www.unusualrisks.co.uk/