A message from our sponsors …<\/p>\n
In 2005 the Association of British Insurers issued new guidelines which encouraged insurance companies to\u00a0provide Life Assurance for\u00a0people living with HIV.<\/p>\n
It took a further four years for insurance companies to actually issue the first HIV Life Assurance policies, releasing HIV Positive people from discrimination that had existed for over a decade.<\/p>\n
The HIV questions which now appear on applications were written by our Practice Manager Chris Morgan.<\/p>\n
These ‘Equal’ question\u00a0are now working fine on all life assurance applications. All people are required to answer the same HIV questions without any reference to their sexuality.<\/p>\n
However, …<\/p>\n
It has been brought to our attention recently that\u00a0some HIV Positive people\u00a0taking Life Assurance are being overcharged for their insurance.<\/p>\n
We would very much like to hear from you if you are concerned about this issue and are concerned if you have been overcharged, or feel if you have been treated unfairly when applying for HIV Life Assurance.<\/p>\n
We feel it is important to raise these issues with the industry, but need case examples to be able to help us understand the issue more and eventually challenge this unfairness.<\/p>\n
Our Sponsors: Unusual Risks\u00a0Mortgage & Insurance Services are advisers to the HIV\u00a0community and can be contacted by phone 0845 474 3075, by email\u00a0enquiries@unusualrisks.co.uk<\/a> \u00a0or through their website at http:\/\/www.unusualrisks.co.uk\/<\/a><\/p>\n","protected":false},"excerpt":{"rendered":" A message from our sponsors … In 2005 the Association of British Insurers issued new guidelines which encouraged insurance companies to\u00a0provide Life Assurance for\u00a0people living with HIV. It took a further four years for insurance companies to actually issue the first HIV Life Assurance policies, releasing HIV Positive people from discrimination that had existed for […]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1,3,4],"tags":[],"class_list":["post-94","post","type-post","status-publish","format-standard","hentry","category-hiv-finance","category-hiv-life-assurance","category-hiv-mortgages"],"_links":{"self":[{"href":"https:\/\/www.positive-finance.info\/index.php?rest_route=\/wp\/v2\/posts\/94","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.positive-finance.info\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.positive-finance.info\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.positive-finance.info\/index.php?rest_route=\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.positive-finance.info\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=94"}],"version-history":[{"count":3,"href":"https:\/\/www.positive-finance.info\/index.php?rest_route=\/wp\/v2\/posts\/94\/revisions"}],"predecessor-version":[{"id":96,"href":"https:\/\/www.positive-finance.info\/index.php?rest_route=\/wp\/v2\/posts\/94\/revisions\/96"}],"wp:attachment":[{"href":"https:\/\/www.positive-finance.info\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=94"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.positive-finance.info\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=94"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.positive-finance.info\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=94"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}