{"id":919,"date":"2026-05-01T08:30:09","date_gmt":"2026-05-01T08:30:09","guid":{"rendered":"https:\/\/www.positive-finance.info\/?p=919"},"modified":"2026-05-01T08:34:07","modified_gmt":"2026-05-01T08:34:07","slug":"positive-finance-hiv-finance-news-9-hiv-life-insurance-hiv-income-protection-hiv-critical-illness-cover","status":"publish","type":"post","link":"https:\/\/www.positive-finance.info\/?p=919","title":{"rendered":"Positive Finance \u2013 HIV Finance News 9 \u2013 HIV Life Insurance, HIV Income Protection, HIV Critical Illness Cover \u2026"},"content":{"rendered":"\n

\u201cCelebrating 25 years in 2025 \u2013 Part 3\u2033 \u2013 The 90% Factor – HIV Life Insurance & HIV Life Assurance\u201d \u2013 Chris Morgan<\/strong><\/p>\n\n\n\n

Positive Finance, The UK\u2019s online HIV Finance Magazine have recently been looking at how Insurance Companies price HIV and Insurance policies and recently discovered this article below at the Unusual Risks Blog.<\/p>\n\n\n\n

In 2025 I\u2019m celebrating advising people living with HIV on financial issues for 25 years. Initially this was through my first resident column in AXM Magazine the gay men\u2019s health magazine in the year 2000, which featured many finance issues for people living with HIV.<\/strong><\/p>\n\n\n\n

Since then many people will have seen my HIV financial columns in publications such as Pink Paper, Gay Times, Attitude Magazine, Positive Nation & Baseline Magazine. These magazines along with national press such as the Guardian and Independent all contributed to the campaign to secure Life Insurance for those living with HIV.<\/p>\n\n\n\n

“The 90% Factor – HIV Life Insurance & HIV Life Assurance<\/strong>“<\/p>\n\n\n\n

90% of insurers are likely to quote Life Insurance premiums incorrectly for HIV Positive applicants at point of sale, especially where there are multiple medical conditions alongside HIV”.<\/p>\n\n\n\n

Positive Finance Magazine will be regularly running features on the new Life Insurance, Income Protection & Critical Illness Cover products for people living with HIV \u2013 guiding you to the very best specialist advice on these matters.<\/p>\n\n\n\n

You can find more articles on HIV Life Insurance, HIV Income Protection & HIV Critical Illness Cover at Unusual Risks Blog here https:\/\/unusual-risks.co.uk\/<\/strong><\/a><\/p>\n\n\n\n

Positive Finance Magazine, UK\u2019s HIV Finance Magazine was first published in 1999 and first started publishing articles in the HIV press in 2000. Our editor Chris Morgan has written for many publications including AXM Magazine, Positive Nation, Baseline Magazine, Attitude, Pink Paper & Gay Times<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

\u201cCelebrating 25 years in 2025 \u2013 Part 3\u2033 \u2013 The 90% Factor – HIV Life Insurance & HIV Life Assurance\u201d \u2013 Chris Morgan Positive Finance, The UK\u2019s online HIV Finance Magazine have recently been looking at how Insurance Companies price HIV and Insurance policies and recently discovered this article below at the Unusual Risks Blog. […]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[11,1,3,13,4,12,6],"tags":[],"class_list":["post-919","post","type-post","status-publish","format-standard","hentry","category-critical-illness-cover","category-hiv-finance","category-hiv-life-assurance","category-hiv-life-insurance","category-hiv-mortgages","category-income-protection","category-unusual-risks"],"_links":{"self":[{"href":"https:\/\/www.positive-finance.info\/index.php?rest_route=\/wp\/v2\/posts\/919","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.positive-finance.info\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.positive-finance.info\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.positive-finance.info\/index.php?rest_route=\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.positive-finance.info\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=919"}],"version-history":[{"count":2,"href":"https:\/\/www.positive-finance.info\/index.php?rest_route=\/wp\/v2\/posts\/919\/revisions"}],"predecessor-version":[{"id":930,"href":"https:\/\/www.positive-finance.info\/index.php?rest_route=\/wp\/v2\/posts\/919\/revisions\/930"}],"wp:attachment":[{"href":"https:\/\/www.positive-finance.info\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=919"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.positive-finance.info\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=919"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.positive-finance.info\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=919"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}