Monthly Archives: October 2011

HIV Life Assurance Survey 2011 … Coming Soon.

By chris | Published: October 24, 2011

Unusual Risks the HIV Mortgage & Insurance Advisers are soon to bring you the HIV Life Assurance Survey 2011 … Stay tuned for information about all the HIV Life Insurance providers and their service standards. Our Sponsors: Unusual Risks are Mortgage and Insurance Advisers to the HIV Community and may be reached by phone 0845 474 3075, email enquiries@unusualrisks.co.uk  or their website can be found at  http://www.unusualrisks.co.uk/

Posted in HIV Finance, HIV Life Assurance, HIV Mortgages | Comments closed

HIV Life Assurance … Bullying Banks.

By chris | Published: October 24, 2011

It has recently been brought to our attention that some of our HIV Positive clients are coming under ‘severe’ pressure to take out Life Insurance through their bank, instead of their financial adviser. This has especially been apparant when people are renewing business banking facilities. In one recent case our client was being offered multiple [...]

Posted in HIV Finance, HIV Life Assurance, HIV Mortgages | Comments closed

What is HIV Insurance? …

By chris | Published: October 17, 2011

HIV Insurance is taken out by people living with HIV to protect both themselves and their possessions. Types of HIV Insurance taken out by the HIV community  in the past include Travel Insurance, Unemployment Cover, Level Term Assurance and Decreasing Term Assurance. The UK  Insurance Industry has not been very friendly towards HIV Positive people in the past. Up until [...]

Posted in HIV Finance, HIV Life Assurance, HIV Mortgages | Comments closed

  • About

    In March 1999, I opened a finance practice with the specific aim of providing financial advice without discrimination towards a person’s employment status, ethnic origin, sexuality or health status. Since then, many HIV Positive people have approached me for advice and shared with me their sometimes unique and unusual personal circumstances.

    These people challenged me to create specific advice for their needs, and look at financial planning from a different perspective. I’ve learnt a great deal about the changing lives of people living with HIV, and the best advice for these circumstances. From this came the introduction of Positive Finance which was a website specifically produced for a community who were rethinking their financial future.

    Positive Finance is now a blog keeping people informed of the fast moving changes within the Mortgage and Insurance world for people with HIV. The introduction of HIV Life Assurance, HIV Life Insurance and HIV Mortgages has meant that for the first time HIV Positive people can protect their families and finance their homes. With insurance providers launching new products almost weekly, which ones should you choose? Our mission is to keep you informed ...

    We are sponsored by Unusual Risks who have a long history of supporting worthy causes within the HIV communities. Currently we are supporting NAM AIDSMAP who work to change lives by sharing information about HIV and AIDS. They believe that, wherever you are in the world, having independent, clear and accurate information is vital in the fight against HIV and AIDS.

    They make donations to NAM AIDSMAP for every HIV Life Assurance, HIV Life Insurance and HIV Mortgage policy they arrange on behalf of clients. You can find out more about the charities important work by visiting their website at www.aidsmap.com

    Unusual Risks is a trading style of Compass Mortgage & Insurance Services which is Authorised and Regulated by the Financial Conduct Authority.

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