Category Archives: HIV Mortgages

Hepatitis C and Finance – Life Assurance and Life Insurance

Our friends at Unusual Risks have recently been featured in the Hepatitis C Trust Spring Newsletter. See page 21 for a special Hepatitis C and Finance feature …  www.hepctrust.org.uk/newsletterspring2013 They have also recieved widespread national press for their Hepatitis C and finance research. Here are some links about Hepatitis C Life Assurance, Hepatitis C Life [...]

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Depression and Insurance …

Although our friends Unusual Risks are best known for their industry changing work around HIV Life Assurance and HIV Life Insurance, they also provide many other valuable insurance services for people living with a wide range pre-existing medical conditions such as depression. Chris Morgan … Lead Financial Adviser Says … “Unusual Risks are specialists at finding insurance cover for people living with [...]

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Hepatitis C and Finance … Mortgages and Life Insurance

“90% of Hepatitis C sufferers have not tried to get financial products due to their diagnosis!” … Unusual Risks the medical financial advisers have today published the results of their latest research into the financial needs of people living with Hepatitis C. In their recent survey they established that 90% of Hep C people have [...]

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National Press For HIV Life Assurance and HIV Life Insurance …

Here’s the latest press coverage for HIV Life Assurance and HIV Life Insurance in Money Marketing Newspaper … “Unusual Risks marketing manager Chris Morgan has urged people diagnosed as HIV+ to check the terms and conditions of their protection contracts before cancelling them as they may still be covered”. “Morgan’s warning comes after research carried [...]

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HIV Life Assurance Survey 2012 Launched …

Our sponsors Unusual Risks have recently launched their ‘HIV Life Assurance Survey 2012′ Here’s an extract from their full press release … “Unusual Risks, the medical financial advisers are today announcing the results of their HIV Life Assurance survey 2012. After contacting all of the major Life Assurance providers in the UK, they can now [...]

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HIV Life Insurance verses HIV Life Assurance

What is the difference between HIV Life Insurance and HIV Life Assurance? This is a common question asked by HIV Positive people when appying for insurance when they are unclear of the differences between Life Insurance or Life Assurance. It is true that applicants may find Term Assurance or Life Cover that covers them in the event of death, described as either [...]

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HIV Life Assurance Campaign in FT Adviser …

Our sponsors … Unusual Risks have recently enjoyed national press coverage in the Financial Times Adviser newspaper … Read the full article here: http://www.ftadviser.com/2012/09/12/ifa-industry/advisory-companies/average-hiv-life-policy-stands-at-gKLxN892zaSTFQAb43eWkI/article.html Follow these links to find out more about HIV Life Assurance … What is HIV Life Assurance? http://www.positive-finance.info/?p=90 Where can I find HIV Life Assurance? http://www.positive-finance.info/?p=138 If you require more information on HIV Life [...]

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HIV Life Assurance in Baseline Magazine …

Our Sponsor … Unusual Risks are committed to representing the HIV community within the financial industries. We regularly conduct research into the needs of the communities we represent. In our latest survey we established that  HIV Positive people who are taking out HIV Life Assurance in the UK are insuring themselves for an average of £134,677. [...]

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Average HIV Life Assurance Figure Announced …

Comparison between HIV Life Assurance and Gay Life Assurance … Our Sponsors … Unusual Risks, the medical financial advisers have today published the results of their research into the amounts of Life Assurance that HIV Positive men and women are insuring themselves for. Currently HIV Positive people who are taking out HIV Life Assurance in [...]

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Research into HIV Life Assurance and HIV Mortgages …

Our Sponsors … Unusual Risks Mortgage & Insurance Services are the UK’s Leading advisers on HIV Life Assurance and Mortgages. Throughout the year we conduct surveys and research into  HIV financial issues and publish the findings across our websites and through press releases. Here’s an example of some of the press coverage of our  HIV Life Assurance findings. http://www.baseline-hiv.co.uk/hiv-articles/2011/11/17/new-survey-of-hiv-life-assurance-providers.htmlhttp://www.baseline-hiv.co.uk/hiv-articles/2011/11/17/new-survey-of-hiv-life-assurance-providers.html [...]

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  • About

    In March 1999, I opened a finance practice with the specific aim of providing financial advice without discrimination towards a person’s employment status, ethnic origin, sexuality or health status. Since then, many HIV Positive people have approached me for advice and shared with me their sometimes unique and unusual personal circumstances.

    These people challenged me to create specific advice for their needs, and look at financial planning from a different perspective. I’ve learnt a great deal about the changing lives of people living with HIV, and the best advice for these circumstances. From this came the introduction of Positive Finance which was a website specifically produced for a community who were rethinking their financial future.

    Positive Finance is now a blog keeping people informed of the fast moving changes within the Mortgage and Insurance world for people with HIV. The introduction of HIV Life Assurance, HIV Life Insurance and HIV Mortgages has meant that for the first time HIV Positive people can protect their families and finance their homes. With insurance providers launching new products almost weekly, which ones should you choose? Our mission is to keep you informed ...

    We are sponsored by Unusual Risks who have a long history of supporting worthy causes within the HIV communities. Currently we are supporting NAM AIDSMAP who work to change lives by sharing information about HIV and AIDS. They believe that, wherever you are in the world, having independent, clear and accurate information is vital in the fight against HIV and AIDS.

    They make donations to NAM AIDSMAP for every HIV Life Assurance, HIV Life Insurance and HIV Mortgage policy they arrange on behalf of clients. You can find out more about the charities important work by visiting their website at www.aidsmap.com

    Chris Morgan, Editor, Positive Finance

    Unusual Risks is a trading style of Compass Mortgage & Insurance Services which is Authorised and Regulated by the Financial Services Authority.

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