Category Archives: HIV Finance

Hepatitis C and Finance – Life Assurance and Life Insurance

Our friends at Unusual Risks have recently been featured in the Hepatitis C Trust Spring Newsletter. See page 21 for a special Hepatitis C and Finance feature …  www.hepctrust.org.uk/newsletterspring2013 They have also recieved widespread national press for their Hepatitis C and finance research. Here are some links about Hepatitis C Life Assurance, Hepatitis C Life [...]

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Depression and Insurance …

Although our friends Unusual Risks are best known for their industry changing work around HIV Life Assurance and HIV Life Insurance, they also provide many other valuable insurance services for people living with a wide range pre-existing medical conditions such as depression. Chris Morgan … Lead Financial Adviser Says … “Unusual Risks are specialists at finding insurance cover for people living with [...]

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Hepatitis C and Finance … Mortgages and Life Insurance

“90% of Hepatitis C sufferers have not tried to get financial products due to their diagnosis!” … Unusual Risks the medical financial advisers have today published the results of their latest research into the financial needs of people living with Hepatitis C. In their recent survey they established that 90% of Hep C people have [...]

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National Press For HIV Life Assurance and HIV Life Insurance …

Here’s the latest press coverage for HIV Life Assurance and HIV Life Insurance in Money Marketing Newspaper … “Unusual Risks marketing manager Chris Morgan has urged people diagnosed as HIV+ to check the terms and conditions of their protection contracts before cancelling them as they may still be covered”. “Morgan’s warning comes after research carried [...]

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Medical Financial Advisers …

Although our sponsors Unusual Risks are best known for their industry changing work around HIV Life Assurance and HIV Life Insurance, they do provide many other valuable sevices for people with a wide range  pre-existing medical conditions Did you know? … Over the last twelve months they have arranged Insurance products for people living with HIV, Hepatitis C and other a [...]

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76% of HIV+ people cancel an insurance contract following their diagnosis…

Our Sponsors … Unusual Risks the medical financial advisers have today published the results of their latest research into the insurance needs of HIV Positive people. They have recently established that 76% of HIV+ people cancel an insurance contract following their diagnosis. Their recent survey asked searching questions about the insurance needs of HIV+ people [...]

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HIV Life Assurance & HIV Life Insurance …

Our Sponsors … Unusual Risks regularly conduct research into the financial needs of the HIV community … In recent surveys it was established that 82% of HIV positive people currently have no Life Assurance and only 20% of HIV Positive people are even aware that Life Assurance is even available to them. If you require more information on HIV [...]

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National Press Coverage for HIV Life Assurance Survey 2012

Our Sponsor Unusual Risks have been enjoying great press coverage for their “HIV Life Assurance Survey 2012”, Click here to read a link to an article published by Your Money about HIV Life Assurance. http://www.yourmoney.com/your-money/news/2226044/-666-of-life-assurance-companies-now-offer-hiv-life-assurance If you require more information on HIV Life Assurance, HIV Life Insurance & HIV Mortgages or would like to subscribe [...]

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HIV Life Assurance Survey 2012 Launched …

Our sponsors Unusual Risks have recently launched their ‘HIV Life Assurance Survey 2012′ Here’s an extract from their full press release … “Unusual Risks, the medical financial advisers are today announcing the results of their HIV Life Assurance survey 2012. After contacting all of the major Life Assurance providers in the UK, they can now [...]

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HIV Life Insurance verses HIV Life Assurance

What is the difference between HIV Life Insurance and HIV Life Assurance? This is a common question asked by HIV Positive people when appying for insurance when they are unclear of the differences between Life Insurance or Life Assurance. It is true that applicants may find Term Assurance or Life Cover that covers them in the event of death, described as either [...]

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  • About

    In March 1999, I opened a finance practice with the specific aim of providing financial advice without discrimination towards a person’s employment status, ethnic origin, sexuality or health status. Since then, many HIV Positive people have approached me for advice and shared with me their sometimes unique and unusual personal circumstances.

    These people challenged me to create specific advice for their needs, and look at financial planning from a different perspective. I’ve learnt a great deal about the changing lives of people living with HIV, and the best advice for these circumstances. From this came the introduction of Positive Finance which was a website specifically produced for a community who were rethinking their financial future.

    Positive Finance is now a blog keeping people informed of the fast moving changes within the Mortgage and Insurance world for people with HIV. The introduction of HIV Life Assurance, HIV Life Insurance and HIV Mortgages has meant that for the first time HIV Positive people can protect their families and finance their homes. With insurance providers launching new products almost weekly, which ones should you choose? Our mission is to keep you informed ...

    We are sponsored by Unusual Risks who have a long history of supporting worthy causes within the HIV communities. Currently we are supporting NAM AIDSMAP who work to change lives by sharing information about HIV and AIDS. They believe that, wherever you are in the world, having independent, clear and accurate information is vital in the fight against HIV and AIDS.

    They make donations to NAM AIDSMAP for every HIV Life Assurance, HIV Life Insurance and HIV Mortgage policy they arrange on behalf of clients. You can find out more about the charities important work by visiting their website at www.aidsmap.com

    Unusual Risks is a trading style of Compass Mortgage & Insurance Services which is Authorised and Regulated by the Financial Conduct Authority.

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